About Steve Meinhardt

Yuma Insurance Health

Welcome to Yuma Health Insurance!

My name is Steve Meinhardt and I have been in the health insurance business for 15 years and believe that having the right insurance can provide very powerful protection for you and your family.

I started YumaInsuranceHealth.com so that I might be better able to share expert information and clear up some confusion about what kind of insurance families really need in order to feel safe.

Here in this website you will find several resources that can help you to understand what you need to look for at various stages in your family’s life.

You may fit neatly into one stage, or you may have overlapping stages – and that’s where I come in. I’m here to help you understand how certain insurance works so that you are never in the dark about what coverage is essential, and what you can do without.

I’ve also created several free guides to help you choose the right options for your health insurance needs.

These guides contain information about various types of insurance and help to dispel some myths as well as to give you some tips on finding the protection and coverage you need at an affordable price.

The Various Stages of Health Insurance

  • As a young person, heading off to college and living on your own can be one of the most liberating and exhilarating times in a person’s life.

And yet, this may also be the first real test of forethought and the ability to think ahead. Many illnesses and injuries can and do occur. When they do, they can also catch the student and the student’s family off guard. The best defense is to be prepared and have a plan set up before heading off to college in the first place.

  • Or perhaps you have recently lost a job or changed jobs and need to understand how COBRA works. Changing jobs or being let go from a job will surely prompt you to be sent a letter regarding COBRA and your rights and options under this law.

There are clear advantages regarding it, and yet the cost to maintain the coverage for any real length of time is often out of most people’s reach. I can help you to know your options and make a choice that will benefit you and your family in tough times.

  • In the case of small business owners, there is no employer to help with health insurance costs, and you are left to fend for yourself. Finding coverage that will help you and yet not break the bank is an essential task.
  • For one, you need to know that there are tax deductions the business owner can make that will help to ease the burden of carrying your own health insurance.
  • Two, there are often High Deductible Health plans that can bridge the gap between the times where cash flow in your business is low and when you are doing well enough to expand the insurance coverage.

Later in life, you may find yourself a bit confused about how Medicare Supplement Plans work and how you can find the best plans at the best prices.

Medicare Supplements work in conjunction with Medicare and there are quite a few that you can choose from. Knowing what these plans cover and planning as best you can for what you may need can result in less worry for you and your family.

I look forward to helping you make the best decisions you can regarding your health insurance and equipping you with the knowledge you need. And, as always, feel free to contact me with your questions about health insurance – I am at your service!